Really? I play WoT and have never had a Premium account. I paid a small amount to get me started, which I used to get some extra room to store more tanks, and later after much playing, used to purchase 1 premium tank (as it was cheap at the time). I've never bought ammo either (I'm assuming you are referring to the premium ammo). If you want to play it at higher level, getting involved with the clan wars then Premium ammo would be needed. Otherwise, you can pay almost nothing and still really enjoy WoT.