First post here, hello all!
Quick intro - I'm new to DCS/Sim and an VR exclusive pilot with little previous flying experience. I am just learning to take off/land/use rudder in turns.
The other day I took off, climbed to about 1k meters. After the initial climb I banked hard right to checkout the two factory chimneys that were poking out of the fog layer. To my horror just as I pointed the plane straight down the engine cut off, where upon I started to lower flaps and started looking for places to land the plane. I couldn't see the ground because of the fog, so it was ultimately a guess where to put down the plane but in the end I ended up on a grass field and survived the ordeal.
My question - why did the engine stall? Is there a way to analyze this type of situation? What is the correct emergency procedure? Do you keep the landing gear up and try to belly land? On a related note, I tried to put the wheel down but it was stuck. Probably related to the engine failure.
PS Attaching a photo of crash scene after I had climbed out the plane.