No Paypal?

G00dnight · November 26, 2012

YES maybe I over do it BUT it got a response from GROOVE, it proves they were/are reading this thread just a word at the start could have stopped a lot of crap.

prefetch · November 26, 2012

paypal scumbag middle man .... are not needed

My experience with paypal is that they are scum bag, sleeze ball, middle man, rent seekers... they really are unnecessary and NOT NEEDED

If you have a BANK account or BANK CREDIT CARD you sure as hell don't need paypal to help you buy anything,

the fine print on the agreement you have to check to use paypal as a client or as a service provider gives ALL POWER to paypal and you have NOTHING to SAY at all; they will take your HARD EARNED CASH in a heart beat and tell you that you have committed questionable actions.

and thats it, your money is gone and they will not give it back.

BEST person to MANAGE YOUR MONEY IS YOU! not f..ing paypal

corp's like paypal are whats wrong with the financial world today!

just saying

EagleEye · November 26, 2012

If you have a BANK account or BANK CREDIT CARD you sure as hell don't need paypal to help you buy anything,

No! I have a simple Bank account and no CC and I simply can`t buy ED stuff! Point! Sure, getting a credit card is simple, but you have to accept that some people do not want it. PayPal is so simple and easy to use. It cost me nothing to pay via PP. As a end point user I do not care about the problems some user`s or campany`s have with it. I know it works easy and flawless for me, thats all. And a company who want to selling stuff, should accept all common payment methods.

And if they can`t anymore they should communicate it in a proper way. Not let customers find out about it first. A post like that one: PayPal is no longer supported! isn`t the right way (in my eyes) to communicate.

But let`s wait now for a official declaration. ok.:)

EtherealN · November 26, 2012

EagleEye, see Groove's post.

Also note that there may be a difference between you and the person you responded to: in large parts of the world (not Germany) getting a card that can work effortlessly with the entire VISA and Mastercard systems is no problem at all. You don't need an income. This is because they are not linked to credit accounts. In sweden, 13-year-olds get these cards. Typical pricing for the service (as an adult) is 10 euros per year. No charges per transaction to the customer.

So we need to remember that people come from varying backgrounds in this matter - but at the same time also that whatever problem is ongoing (I don't know) has nothing to do with ED deciding to "you know what, let's make it hard for germans to buy our stuff". :P

Speaking personally, I have my own opinions about Paypal but won't go into them further than that I wish you germans would just get proper debit cards already. :P

EagleEye · November 26, 2012

EagleEye, see Groove's post.

Have seen it already, therefore my words: let`s wait for some official...:)

But please make official posts sticky or make them clearly visible. Not everyone goes through all post`s and read the important lines. Like const´s and Groove´s post.

Also note that there may be a difference between you and the person you responded to: in large parts of the world (not Germany) getting a card that can work effortlessly with the entire VISA and Mastercard systems is no problem at all. You don't need an income. This is because they are not linked to credit accounts. In sweden, 13-year-olds get these cards. Typical pricing for the service (as an adult) is 10 euros per year. No charges per transaction to the customer.
So we need to remember that people come from varying backgrounds in this matter - but at the same time also that whatever problem is ongoing (I don't know) has nothing to do with ED deciding to "you know what, let's make it hard for germans to buy our stuff". :P

The purpose of my post was to just make clear, that in some other regions it isn`t common to have a CC. To bash PP isn`t the point in that thread. When people complaining here about the non availability of a certain payment method, it`s not necessary to discuss the sense and nonsense of that method. That`s all I wanted to say.:)

I think the most people will find a way to purchase the product they want.(including myself). Some people will not and that could lead to less sales though. And that`s bad for our beloved simulation I fear.;)

Edited November 26, 2012 by EagleEye

Cookie · November 26, 2012

I wish you germans would just get proper debit cards already. :P

Amen brother. I also wish Germans would quit their stupid paranoia about credit cards already and move up into the year 2012 in this regard. I travel around quite a bit, and it just boggles my mind how backward this otherwise hi-tech country is when it comes to credit cards. They are accepted and in use all over the world, I just don´t understand why my fellow countrymen hate them so much. They are dirt cheap to use, easy to get and convenient to handle. I just don´t get it.

A couple of days ago I was shopping around for a new tv and went to a store of one of these huge electronic chains. Chose a very nice tv by Samsung after being given advice by a sales drone for almost an hour and comparing a bunch of models and went to the checkout so I could buy my new baby. Well, guess what... I found out they didn´t accept credit cards. Can you believe that? Imagine standing in a Best Buy in the US and they tell you "sorry, cash only". Truth be told, I was flabbergasted and at first actually thought the cashier was pulling a prank on me.

Well, end of story: I left the tv right there at the checkout, walked out without one, went home, got on the internet and ordered the same tv online, using a CC of course. Actually saved my a few bucks AND I had it delivered to the doorstep the very next day.

That chain store lost almost € 800 on me just because they didn´t accept credit cards. Actually they will lose even more on me, since I will definitely never shop there again except for some small stuff maybe, when I have enough cash on me. Totally ridiculous, as if we are some ****ing third world country.

EtherealN · November 26, 2012

Well cookie, part of the problem is that for some weird reason the banking system just doesn't offer the same possibilities there, like the ability of having a VISA or MC that isn't a "credit" card. That seems to be the stickler to me.

I had my first VISA when I was 16 years old. I was early with getting my own income (17) but didn't get a "credit" card until I was 25. It was obtained as an extra measure in case VISA wouldn't work somewhere, otherwise I always just used the VISA that was hooked to my bank account. (And limits in age have lowered for the debits since then even without talking about Visa Electron etcetera - 13 is the limit if you have the bank I use. You can even be millions in debt and still be able to get a card (as long as your debt wasn't accrued through card fraud) simply through it not being a credit account.)

So yeah... It's a very very weird problem from my perspective. :P

Major stores not accepting CC is indeed just amazing. Up here, the bus doesn't even accept cash. It's card only. Strange world.

EagleEye · November 26, 2012

In Germany a normal bank card cost nothing extra and you get this one by default. You can pay with it nearly everywhere in Germany and some other countrys. For people who do not travel much it`s enough to have such a card. Still many prefer to pay with cash.

A Mastercard would cost me around 20€ a year and I didn`t need it. To pay via wirecard cost me 1€ per transaction and I only need it on ED`s store, when I can`t pay via PP.

Cookie · November 26, 2012

Well cookie, part of the problem is that for some weird reason the banking system just doesn't offer the same possibilities there, like the ability of having a VISA or MC that isn't a "credit" card. That seems to be the stickler to me.

Well, you can get prepaid credit cards, most banks even offer them for free to go along with your regular checking account. They offer the same functionality as real credit cards minus the credit part of course. So the means are there, it´s just that Germans refuse to use them for whatever reason.

Major stores not accepting CC is indeed just amazing. Up here, the bus doesn't even accept cash. It's card only. Strange world.

Wait till I tell you how I wanted to fill up my car at a gas station one day and upon paying found out they don´t accept credit cards (unlike the US, over here you pump first and then you pay). You´d think they would at least put a huge note on the pump, but no... Much fun was had that day by everyone involved, including the police.

A Mastercard would cost me around 20€ a year

You should switch to another bank. Seriously.

EtherealN · November 26, 2012

Wait till I tell you how I wanted to fill up my car at a gas station one day and upon paying found out they don´t accept credit cards (unlike the US, over here you pump first and then you pay). You´d think they would at least put a huge note on the pump, but no... Much fun was had that day by everyone involved, including the police.

Heh, up here in sweden it's standard for gas stations to be "automatic" - that is, you chuck your card in, enter your pin code, fill up and then get your receipt. No humans involved. Bigger stations at crosspoints still have cash service, but prefer card. But without a card it is quite possible to end up unable to fill your tank.

At the same time, I can't remember the last time I was at any establishment that didn't take plastic. Smallest kiosk selling candy and smokes do it, same with pizzerias etcetera.

Then again, I've had cases where I was in Norway and my card would not work at the ATM's belonging to the same bank I use, but would work at the competitor. I've also had my card refused at the gas station there but accepted at the ATM across the street. So Germany isn't alone at being weird in this respect. :P

(Then again, mention the word "norway" to a swede and we'll have a LOT to say. :D )

EtherealN · November 26, 2012

In Germany a normal bank card cost nothing extra and you get this one by default.

That's the difference: you have your own system then.

We have the same thing but the cards in question are VISA and MC, working across the world. There's probably some regulation or other funny business explaining why you don't have this over there, but it's all just weirdness to me. Could be so simple. As mentioned, living a "cash life" in sweden is difficult, and insisting on cash is a sure way to get yourself labeled as a criminal here. "Only criminals can't use plastic" etcetera.

Doesn't help the present problem here, but the insight is interesting.

Cookie · November 26, 2012

When EagleEye says "normal bank card" I assume he is talking about the so called "EC-Karte", which most people here have indeed. It is a debit card albeit with rather limited functionality.

As opposed to what he says though, that card is not given to you by default. With every single account I ever opened, no matter what bank it was, I always had to check a box saying I want that card. If you leave it unchecked, you don´t get it. In fact I don´t own a single one of them, as I just don´t have the need for it. I get my bank statements online, and the ATM works just fine with a credit card.

Oh, and they are not free either (have you ever seen a bank giving you anything for free? See, me neither...), they usually cost between five and ten bucks, which is just a one-time fee however (to cover the costs of producing and distributing them I guess).

The only thing you get for free is a card with which you can get printed bank statements and which allows you to withdraw money from an ATM. That one is indeed free, but it´s not a debit card. All you can do with it are the two things mentioned above.

Still, the majority of Germans use this antiquated system and refuse to move over to credit cards like the rest of the civilized world has done 20+ years ago. Quite embarrasing really for a country that otherwise lives at the cutting edge of technology in many areas.

G00dnight · November 27, 2012

I am over fifty live in uk and dont have and dont want a credit card. even if they would let me have one as i dont work and before u say it i am not on the dole..

EagleEye · November 27, 2012

When EagleEye says "normal bank card" I assume he is talking about the so called "EC-Karte", which most people here have indeed. It is a debit card albeit with rather limited functionality.
As opposed to what he says though, that card is not given to you by default. With every single account I ever opened, no matter what bank it was, I always had to check a box saying I want that card. If you leave it unchecked, you don´t get it. In fact I don´t own a single one of them, as I just don´t have the need for it. I get my bank statements online, and the ATM works just fine with a credit card.

I think it depend on the bank. There are huge differences what the banks have to offer to new customers and a huge difference for fees. There are also regional differences. Have changed my bank recently and got that EC Card by default.

Oh, and they are not free either (have you ever seen a bank giving you anything for free? See, me neither...), they usually cost between five and ten bucks, which is just a one-time fee however (to cover the costs of producing and distributing them I guess).

Yes, that`s right. 10€ once for production cost`s.

The only thing you get for free is a card with which you can get printed bank statements and which allows you to withdraw money from an ATM. That one is indeed free, but it´s not a debit card. All you can do with it are the two things mentioned above.

I know that one and I had it years ago, but I think it`s something from the past. It`s free of costs and older folks just want that one(and therefore the banks still have it), because they prefer to get money on ATM and then pay by cash.

Still, the majority of Germans use this antiquated system and refuse to move over to credit cards like the rest of the civilized world has done 20+ years ago. Quite embarrasing really for a country that otherwise lives at the cutting edge of technology in many areas.

That will change over time I guess. When I would get a CC at no cost`s (or only once) then I would have one. But that again depends on the bank. My girlfriend got a Mastercard from her bank and have to pay 36 Euro per year. But if she charge at least 1000 Euro per year from that card she will get credited the 36 Euro from her bank. She certainly will charge that much a year (for gas alone) so it`s ok.

Edited November 27, 2012 by EagleEye

Eddie · November 27, 2012

Paying for debit/credit cards is a bit harsh. Had a free debit cards in the UK for a very long time, and these days most banks use Visa debit cards so you can use then anywhere. Honestly can't remember the last time I used cash to buy anything other than drinks on a night out.

But for those who can't get Visa/MasterCard debit cards there are plenty of free/low cost pre-pay options out there, such as EntroPay.

EtherealN · November 27, 2012

A question - these "EC-Cards", they ring a bell - would the "EC" be an initialism for "Electronic Cash"? If so I definitely know what it is - they tried launching it here and it was a complete and total flop.

Sci2 · November 27, 2012

ED cant you guys look into these options for european users

at least for germany and the netherlands

IDEAL

Paysafe <---- used to be wallie cards

IDEAL is bank transfer like CC

Paysafe is a prepaid card which you can buy basicly everywhere

just as a suggestion

i am from the netherlands my self and here not alot ppl have CC

EagleEye · November 27, 2012

A question - these "EC-Cards", they ring a bell - would the "EC" be an initialism for "Electronic Cash"? If so I definitely know what it is - they tried launching it here and it was a complete and total flop.

Yes, this one: http://de.wikipedia.org/wiki/Electronic_cash

A huge disadvantage is that you can`t pay with it on e-shops.

^^ Agree, Paysafe would be also a great option.

Edited November 27, 2012 by EagleEye

Cookie · November 27, 2012

A huge disadvantage is that you can`t pay with it on e-shops.

That´s what credit cards are for... :D

asparagin · November 27, 2012

The next step for ED is to make their own currency :lol:

leafer · November 27, 2012

Go to your bank and ask if they provide a service called virtual credit card. Thankfully we have that here or I'll never be able to buy anything online. The way it works is, after setting it up at the bank, when I want to buy an item on the internet I'd log into my bank account online and request a cc number and input the exact amount I'd like to spend. The automate system then send a code to my phone which is good only for one purchase then I'd use that code to get the virtual cc number. Voila.

EDITED:

Just tried to buy lockon using entropay but it doesn't work with my debit card.

Edited November 28, 2012 by leafer

IJG11_NikRo · November 28, 2012

please....give play pal free or give sofortüberweisung.de free

EagleEye · November 29, 2012

Yes, it's not avaiable right now.
Let us look into this a day or two please.

:music_whistling:

const · December 2, 2012

PayPal payment method is available again.

Sci2 · December 2, 2012

That will make alot off ppl happy again end of discussion:megalol::pilotfly:

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