I purchased a 46" 3D TV a couple months back. Placed the order, paid and waited for delivery. A week after placing the order the Company was placed under administration. Needless to say the TV never even left the depot. Why? They had no stock to begin with but they had my funds.......
It was a shite-load of money. Yes, I could have bought it for cash.
Did I?
Thank goodness no.
Had I bought it for cash I would have lost everything by virtue of my status as an unsecured creditor. Thanks to Section 75 (UK peeps will know what I'm talking about) I managed to get my entire purchase-price back from the Credit Card Company, no questions asked.
So yes, even though I can, any purchase above 100GBP goes straight on the CC until everything is done and dusted. Taking no chances - sometimes cash is not the better option: Would have given me a fcukin' huge headache had I done so.